Our Perspective

Expert, unbiased advice on everything Medicare.

Apply for Medicare

How to apply for Medicare in Georgia?

Some people get Medicare Part A and Medicare Part B automatically while other people must sign up for those benefits. It usually depends on whether you are receiving Social Security benefits. If you will be receiving Social Security or Railroad Retirement benefits at least 4 months before you turn 65 the following applies to you.…

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Medicare Eligibility

Am I eligible for Medicare in Georgia?

Generally, Medicare is available for adults in the State of Georgia age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance). You are eligible for premium-free Part A if you…

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New Medicare Card

New Medicare Cards Will Be Issued in 2018

Many of our members have been asking for this information about the new Medicare cards. See when you can expect your new card. Social Security numbers are being removed from the cards in an effort to fight identity theft and prevent fraud. The new Medicare cards will start being mailed in April of 2018. Get…

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Medicare Advantage Plans

Part 1 of 3: Should I purchase a Medicare Advantage plan or Medicare Supplement?

This might be the easiest part to understand. When you have a Medicare supplement you are free to see any provider that accepts Medicare. It’s that simple. It doesn’t matter if your supplement is from Mutual of Omaha, United Healthcare, Manhattan Life, Humana, etc. what matters is that with a standardized Supplement …

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Medicare Supplement Plan

Part 2 of 3: Should I purchase a Medicare Advantage plan or Medicare Supplement?

Usually next in line for discussion is cost. First let’s start with the constant. To be eligible to purchase either a Supplement or a Medicare Advantage Plan you must be enrolled in both Medicare Part A and Part B. I typically tell my clients whatever you pay the government for Part B is between you and the government …

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Additional Services

Part 3 of 3: Should I purchase a Medicare Advantage Plan or Medicare Supplement?

What does each type of plan cover? A Medicare Supplement will pay if Original Medicare pays, but if Original Medicare doesn’t pay the Supplement won’t pay. The Supplement company has no decision-making power with regards to what is covered and what isn’t. Remember when you have a Supplement …

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